Built by SoloFinx
Live Rates Updated Daily

Your Dream Home
Starts With
Your Best Rate.

We shop 50+ lenders to find your lowest mortgage rate. No bank loyalty. No hidden fees. Just the deal you deserve, with a team that guides you home.

Get Pre-Approved → View Live Rates
Scroll
$4.2B
Loans Funded
12,000+
Happy Homeowners
4.98★
Avg Verified Rating
50+
Lender Partners
30Y Fixed 6.24% ▼ -0.08
|
15Y Fixed 5.87% ▼ -0.05
|
5/1 ARM 5.62% ▲ +0.02
|
Jumbo 6.44% ▼ -0.11
|
FHA 5.98% ▲ +0.03
|
VA 5.74% ▼ -0.04
|
30Y Fixed 6.24% ▼ -0.08
|
15Y Fixed 5.87% ▼ -0.05
|
5/1 ARM 5.62% ▲ +0.02
|
Jumbo 6.44% ▼ -0.11
|
FHA 5.98% ▲ +0.03
|
VA 5.74% ▼ -0.04
Luxury home exterior
$4.2M
Manhattan · Central Park South
Modern house
$2.8M
Tribeca · Hudson Street
Luxury interior
$6.5M
East Hampton · Pond Lane
Today's Rates
Live Market Rates, Refreshed Daily
We compare 50+ lenders in real time so you never overpay. These are today's best available rates for qualified borrowers.
30-Year Fixed
Conforming · Excellent Credit
6.24%
15-Year Fixed
Conforming · Excellent Credit
5.87%
5/1 ARM
Conforming · Good Credit
5.62%
Jumbo 30-Year
>$766,550 · Excellent Credit
6.44%
Payment Calculator
Estimate your monthly payment instantly
Loan Amount
Est. Monthly Payment
$3,084
What We Offer
Loan Products for
Every Journey
From first home to investment portfolio, we have the right financing structure for your goals.
Home Purchase
We scan 50+ lenders to find your lowest rate. First-time buyer to seasoned investor, we've got you covered.
6.24% from
Refinance
Lower your payment or tap into equity. We find savings most homeowners never knew they qualified for.
5.87% from
Investment Property
DSCR loans, portfolio lenders, bridge financing. Creative solutions built for real estate investors.
7.12% from
Jumbo Loans
Financing above conventional limits. Competitive rates for high-net-worth borrowers across New York.
6.44% from
Construction Loans
Build your dream home with flexible draw schedules. Construction-to-permanent financing made simple.
7.50% from
Foreign National
Specialized financing for international buyers. ITIN accepted. Chinese & Japanese spoken.
7.75% from
How It Works
From Application
to Keys in Hand
Industry-fastest closing. We handle the complexity so you can just focus on finding your home.
1
Apply Online
5-minute application. No hard credit inquiry until you're ready. Fully encrypted and secure.
5 minutes
2
We Shop For You
Our system queries 50+ lenders at once so you get the actual best rate, not just a good one.
2 hours
3
Pre-Approval Letter
Issued within 24 hours. Accepted by all major sellers and listing agents throughout New York.
24 hours
4
Close & Move In
Industry-fast closing. We handle all paperwork. You just pick up the keys and move in.
Avg 21 days
Client Stories
12,000+ Families
Found Their Home
"
★★★★★
Saved $216/month

Apex saved us 0.75% over what our bank offered. That's $216 every month for 30 years. I wish I had found them sooner.

JW
James & Kelly Wu
Purchased · Flushing, NY · 2025
"
★★★★★
Closed in 32 days

As a foreign national buyer I had no idea how to get financing. Apex made it completely stress-free. Closed in 32 days.

AT
Akira Tanaka
Investment · Manhattan · 2025
"
★★★★★
Saved $600/month

Refinanced from 7.1% to 6.2%. Monthly payment dropped $600. The whole thing took 3 weeks. Incredible team.

MR
Maria & Carlos Reyes
Refinance · Brooklyn, NY · 2026

Get Pre-Approved
in 5 Minutes

No hard credit pull. No commitment. Just your best rate, fast.

Your info is 100% private. No spam. No hard credit pull.

You're on your way home.

We received your request and will reach out within 2 business hours with your personalized rate options.

or reach us directly
(XXX) XXX-XXXX WhatsApp